All states, including Illinois, have workers’ compensation laws that are designed to protect employees who are injured or disabled in the workplace. With few exceptions, state law requires employers carry a workers’ compensation policy or the employer must be approved for self-insurance. There is no cost to the employee for coverage. The U. S. Bureau of Labor Statistics reports that millions of non-fatal injuries and thousands of work related deaths take place each year in private industry. Accidents and deaths occur in diverse work environments from factories, construction sites, transportation systems, mining operations, oil refineries and agricultural fields to offices.
A wide variety of injuries and illnesses are covered under worker compensation.
Slip and fall accidents are the most common cause of injury in a work setting. Workers are also commonly injured due to unsafe conditions such as improper operation of machinery and equipment, fires, explosions, exposure to hazardous substances as well as repetitive motion injury and accidents, while on the road driving company trucks and vehicles.
Because workers’ compensation is a no-fault insurance program, injured employees do not have to prove that an injury was someone else’s fault to receive workers’ comp benefits.
Illinois State statutes govern the benefits available to you and set limits on amounts awarded. There are also time limits for filing workers’ compensation claims.
Benefits available through worker’s compensation policies, in Illinois may include:
- Medical Costs
- Lost wage Replacement
- Physical & Vocational Rehabilitation
- Temporary Disability
- Permanent Disability
- Death Benefits for Surviving Dependents
An attorney experienced with worker’s compensation claims can provide valuable assistance if your claim is denied, or if the claim involves a third party such as a manufacturer of defective equipment, or a driver of another vehicle, or if you are injured in a car or truck accident in the course of your employment. You may also need legal help, when your workplace injuries are catastrophic, and workers’ compensation does not adequately cover your medical costs, future medical care and rehabilitation.
We at Ambrose Butzen Law Group have broad experience handling Illinois workers’ compensation claims for clients in Cook, DuPage, Lake, Kendall and Will Counties and throughout the state.